Medicaid Information

Medicaid Spend Down & Funeral Preplanning


Planning for the future can feel overwhelming, but Walker Funeral & Cremation Service is here to help. If you or a loved one are applying for Medicaid, you may need to spend down assets to qualify. One approved way to do this is by prepaying for funeral expenses, ensuring your final wishes are met while easing the financial burden on your family.


Our compassionate team goes beyond traditional funeral care, offering guidance on emotional, logistical, and financial planning—both before and after a loss.

For Immediate Assistance Call
(405) 273-4700

What Is Medicaid Spend Down?

Medicaid has strict income and asset limits. If your resources exceed those limits, you may need to spend down excess funds on qualified expenses such as:


  • Medical bills and prescriptions
  • Home safety modifications
  • Settling outstanding debts
  • Prepaying for funeral and burial expenses


Since funeral costs can be significant, Medicaid allows funds to be set aside in an irrevocable prepaid funeral plan—protecting them from asset calculations while ensuring your final arrangements are covered.


Walker Funeral & Cremation Service has extensive experience with Medicaid spend down. We can help you explore the best solution for your situation, including life insurance policy assignments and price-guaranteed funeral plans.

For Immediate Assistance Call
(405) 273-4700

Why Preplanning Matters

Preplanning isn’t just a financial decision—it’s a way to:



  • Ensure your final wishes are honored
  • Reduce stress for your loved ones
  • Help secure Medicaid eligibility

We're Here to Help

Medicaid rules and funeral planning can be complex, but you don’t have to navigate them alone. Our team is here to answer your questions and guide you through the process.


Call (405) 273-4700 to learn more about how funeral preplanning can be part of your Medicaid spend-down strategy.

For Immediate Assistance Call
(405) 273-4700